BBNI PT Bank Negara Indonesia (Persero) Tbk.
Issuer profile, shareholders, boards, corporate rating history and SWOT analysis, with outstanding bonds and the trading highlight for BBNI01BGN.
BBNI
PT Bank Negara Indonesia (Persero) Tbk.
- Sector
- Financials
- Sub Sector
- Banks
- Website
- www.bni.co.id
- Corp Secretary
- Okki Rushartomo Budiprabowo
- Corp Sec Email
- bni@bni.co.id
PT Bank Negara Indonesia (Persero) Tbk. was originally established on July 5th, 1946, PT Bank Negara Indonesia (Persero) Tbk. or BNI was the first state-owned bank that was established after the independence of Republic of Indonesia. Subsequently, the company became “Bank Negara Indonesia 1946” and changed its status to a state-owned commercial bank.
The company’s scope of activity is to engage in general banking services. The company's major products and services include credit cards, saving accounts, current accounts and fixed deposits, as well as various types of loans, such as housing loans and other consumer loans. BNI is now the 4th largest national Bank in Indonesia, based on total assets, total loans and total third-party funds. To provide financial services in an integrated manner, BNI is supported by a number of subsidiaries, namely Bank BNI Syariah, BNI Multifinance, BNI Sekuritas, BNI Life Insurance, BNI Ventures, BNI Remittance and Bank Mayora. In addition, BNI also has 10 overseas branches.
Boards
Commissioners and directors
Board of Commisioner
- Didik Junaidi Rachbini
- Donny Hutabarat
- Omar Sjawaldy Anwar
- Suminto
- Tedi Bharata
- Vera Febyanthy
Board of Director
- Abu Santosa
- Agung Prabowo
- Alexandra Askandar
- Corina Leyla Karnalies
- David Pirzada
- Eko Setyo Nugroho
- Hussein Paolo Kartadjoemena
- Muhammad Iqbal
- Munadi Herlambang
- Putrama W. Setyawan
- Rian Kaslan
- Ronny Venir
- Toto Prasetio
Historical Corporate Rating
as of June 2025
| Agency | Rating | Rating Date | Outlook |
|---|---|---|---|
| Fitch Ratings Indonesia | AAA(idn) | 30-Apr-25 | Stable |
| Pefindo | idAAA | 19-Mar-25 | Stable |
| Pefindo | idAAA | 5-Mar-25 | Stable |
| Fitch Ratings Indonesia | AA+(idn) | 7-May-24 | Stable |
| Pefindo | idAAA | 8-Mar-24 | Stable |
SWOT Analysis
Strengths, weaknesses, opportunities and threats
STRENGTHS
- Critical importance to its controlling shareholder
- Very strong profitability profile
- Very strong liquidity profile
- Very strong business position
WEAKNESSES
- Moderate loan growth
- Moderate customer deposit growth
OPPORTUNIIES
- Potential decrease in interest rate
- Domestic financial stability under control
- Resilient economic prospect
- Green and sustainable financing expansion
THREATS
- Tight competition in retail segment and banking industry
- Tightening financial liquidity
- Uncertainty in global economicc condition
Source : Rating Agencies & PHEI Analysis
Outstanding bonds
AS OF JUNE 2025
| No. | CODE ISIN CODE | Series Name | Outstanding (Rp Million) | Listing Date | Maturity Date | Issue Term (Year) | Coupon Structure / Period | Coupon Payment Date | Trustee | Rating / Outlook |
|---|---|---|---|---|---|---|---|---|---|---|
| 1. | BBNI01BGN IDA0001244B3 | Obligasi Berwawasan Lingkungan (Green Bond) I PT Bank Negara Indonesia (Persero) Tbk Tahun | 1,000,000 | 22-Jun-22 | 21-Jun-27 | 5 | 6.85% Quarterly | 21-Sep-24 21-Dec-24 21-Mar-25 21-Jun-25 | PT Bank Rakyat Indonesia (Persero) Tbk. | idAAA Stable |
TRADING HIGHLIGHT
BBNI01BGN
ISIN CODE : IDA0001244B3
- Volume
- Frequency
- CTP Highest Price
- CTP Lowest Price
- Highest Price = Lowest Price
- PHEI Fair Price
- YTM
Trading activities, price and yield — BBNI01BGN
| Trading Activities, Price and Yield | 2024 | 2025 | ||||
|---|---|---|---|---|---|---|
| Q1 | Q2 | Q3 | Q4 | Q1 | Q2 | |
| Volume (Rp bn) | 100.10 | – | 290.00 | 69.60 | 5.40 | 5.45 |
| Frequency (X) | 8 | – | 21 | 14 | 7 | 6 |
| Trading days | 3 | – | 7 | 7 | 4 | 6 |
| Turnover Ratio (%) | 40.04 | – | 116.00 | 27.84 | 2.16 | 2.18 |
| CTP Price - High | 101.500 | – | 101.000 | 101.500 | 100.500 | 101.500 |
| Date of high | 03-Jan | – | 03-Sep | 30-Dec | 04-Mar | 03-Jun |
| CTP Price - Low | 100.990 | – | 96.250 | 98.600 | 98.250 | 99.350 |
| Date of low | 12-Feb | – | 31-Jul | 10-Dec | 27-Feb | 09-May |
| PHEI Fair Price | 99.437 | 98.410 | 100.612 | 99.421 | 99.854 | 100.688 |
| PHEI Fair Yield (%) | 7.0459 | 7.4494 | 6.6024 | 7.1066 | 6.9207 | 6.4754 |
| Last Date | 28-Mar | 28-Jun | 30-Sep | 30-Dec | 27-Mar | 30-Jun |
| Mod. Duration (yrs) | 2.870 | 2.666 | 2.465 | 2.253 | 2.052 | 1.832 |
| Convexity (yrs) | 9.484 | 8.190 | 7.012 | 5.880 | 4.896 | 3.933 |
| Sensitivity (%) | 0.029 | 0.027 | 0.025 | 0.023 | 0.021 | 0.018 |
TRADING VOLUME BY SERIES (IN BILLION RP) - YEAR 2024
- Q1-2024
- Q2-2024
- Q3-2024
- Q4-2024
- Outstanding in Year 2024
- Turnover
Converted from BBNI_.pdf. Figures, chart geometry and colours are taken from that file; no values have been adjusted.